Breakdown Cover Articles

Car Breakdown Cover Saving Tips

If you are looking to take out car breakdown cover there are a number of money saving tips and pieces of advice to take on-board to ensure that you get the best value policy for you. The top four tips that are recommended to help you find a cheaper car breakdown quote are as follows:

Tip 1 – Decide whether you want vehicle or personal breakdown cover

There are two types of policies offered by car breakdown companies and this is based on whether you want the policy to cover just the car or to cover you. The choice will have a bearing on the price of the policy as it will be more expensive to take out a policy to cover you regardless of the vehicle you are in than take out single vehicle breakdown cover.

Tip 2 – Decide the type of cover that is required

Breakdown cover often comes in four different levels with the cheapest option being Roadside cover. This option offers a basic service and level of protection compared to say the Onward Journey option which is a comprehensive package offering additional cover such as car hire or accommodation while your vehicle is repaired. Therefore, you need to decide the level of cover that is best suited to your needs and you will need to remember that the more options you want to add to your cover, the more you will need to pay for the policy.

Tip 3 – Barter with the breakdown company

When your car breakdown cover is up for renewal then you should contact your current provider as well as other providers and try to haggle over the price. It will be important to shop around online to look for the best deals before you contact a provider to negotiate. It is best to call them and challenge them over their pricing as well as letting them know the quotes you have received from other breakdown companies to play each provider off against the other.

Tip 4 – Find out about ‘no claims discount’

Some breakdown policies will offer their customers cheaper renewals if they haven’t claimed against the policy in the last year. Although not true for all breakdown companies it is something worth checking with your current provider.

By using the above four tips you can start to understand how car breakdown companies put their pricing together and therefore you can work out how to save money on the policy that you require. As well as reviewing the tips detailed above it is also recommended that you keep your eye out for discounts and special offers that are often offered by companies and of course, shop around as much as possible to ensure you get the best deal for you.

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